Divitiis Utamur ut Oportet
Divitiis utare tuis, tamquam moriturus;
Tamquam victurus, parcito divitiis.
Source: Giuseppe Gatti, Sales Poetici, Proverbiales, et Iocosi (1703). Meter: Elegiac. Note the use of the subjunctive, utare, as a kind of command, while in the second line you get an imperative, parcito (future imperative).
Use your wealth (utare tuis divitiis) as if you were about to die (tamquam moriturus); save your wealth (parcito divitiis) as if you were going to live.
The vocabulary is keyed to the DCC Latin Vocabulary list. All the words in this poem are on that list:
dīvitiae -ārum f. pl.: riches, wealth
morior morī mortuus sum: die
oportet -ēre -uit: it is proper, right (+ acc. + infin.)
parcō parcere pepercī: spare, be sparing of (+ dat.)
tamquam: so as, just as
tuus -a -um: your
ut, uti: as (+ indic.); so that, with the result that (+ subj.)
ūtor ūtī ūsus sum: use
vīvō vīvere vīxī victum: live
